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This is a general description only. Get complete information about fees.
†† Read the full contest rules. Opens in a new window.
† Offer begins on September 22, 2020 at 12:01 am ET. Offer only open to Canadian residents age 18 or younger who are not holders or joint holders of a TDBC chequing account. To qualify, open your first TDBC Premium Growth Account with TDBC Advantage® for Youth and provide a valid email address. Offer cannot be combined with any other offer, reward or rebate, unless otherwise indicated. The cash reward will be deposited into your account two (2) months after you have opened the account. Limit one offer per child. Offer may be changed or withdrawn at any time without notice. Other conditions apply. For full offer details, refer to the Terms and conditions (PDF, 140 KB) Opens a new window..
‡ To be eligible for a free SPC membership, you must hold an eligible TDBC product at the time you register for the membership, which you must do through TDBC online or mobile banking. Eligible TDBC products include a TDBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible TDBC products can be found at SPC and TDBC. Joint account holders of eligible TDBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible TDBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible TDBC product.
Trade-mark/registered trade-mark of Student Price Card Ltd.
1 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including TDBC Credit Cards and TDBC Personal Lines of Credit) and debit purchases. For TDBC eAdvantage Savings Accounts, a transaction does not include transfers to your other TDBC bank account(s) using the transfer function on TDBC Online Banking, TDBC Mobile Banking, TDBC Telephone Banking and at TDBC ATMs. For all accounts, transfers to TDBC-branded loans (excluding TDBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. "TDBC-branded” means any brand that has TDBC in its name and is offered by TDBC or its Canadian affiliates (and does not include TDBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-TDBC bank machines (rebated for TDBC Smart Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for TDBC Smart Accounts, TDBC Smart Plus Accounts and for clients who are enrolled in TDBC Advantage for Youth, TDBC Smart for Students, TDBC Smart for Seniors (on the TDBC Smart Account) and TDBC Advantage for Students (on the TDBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency).
2 Regular interest (“Regular Interest”) is calculated daily at the current rate on each day’s full closing balance and paid monthly.
Interest is credited to your account as of the last business day in the interest period. However, the interest cannot be withdrawn, and will not be printed at branch terminals or at TDBC's Bank Machines or made available through TDBC Telephone or Online Banking, until two business days after the end of the interest period.
Interest rates quoted are annual. Interest rates and balance tiers are subject to change without prior notice.
If you have any questions about our interest rates, call 1-800-465-2422Opens your phone app., or come into your local TDBC branch today to open an account.