This is a general description only. Get complete information about fees.
1 These offers may be changed or withdrawn at any time. Unless otherwise specified, special offers are limited to one per person. Offers apply to newly-issued products only. To be eligible to receive these offers, the customer must present a valid Canadian Work Permit 12 months or greater and request the TDBC Offer for Foreign Workers when applying for a product. Other conditions apply.
2 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including TDBC Credit Cards and TDBC Personal Lines of Credit) and debit purchases. For TDBC eAdvantage Savings Accounts, a transaction does not include transfers to your other TDBC bank account(s) using the transfer function on TDBC Online Banking, TDBC Mobile Banking, TDBC Telephone Banking and at TDBC ATMs. For all accounts, transfers to TDBC-branded loans (excluding TDBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. "TDBC-branded” means any brand that has TDBC in its name and is offered by TDBC or its Canadian affiliates (and does not include TDBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-TDBC bank machines (rebated for TDBC Smart Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for TDBC Smart Accounts, TDBC Smart Plus Accounts and for clients who are enrolled in TDBC Advantage for Youth, TDBC Smart for Students, TDBC Smart for Seniors (on the TDBC Smart Account) and TDBC Advantage for Students (on the TDBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency).
3 TDBC foreign exchange rates apply. A Global Money Transfer and a foreign exchange transaction counts towards your allowable transaction limit, bank account transaction fees may apply. Must have a TDBC chequing, savings or personal line of credit account to send a TDBC Global Money Transfer. Most transfers are completed by the next business day, some transfers require 2 to 3 business days. Review the TDBC Global Money Transfer AgreementTM (PDF, 100 KB) Opens a new window. .
4 "Paperless" record keeping is a paper-free alternative to statements and bankbooks. This option enables customers to track account activity online or by phone or TDBC bank machine. Please note, no electronic or printed statements will be sent to customers selecting this option. Customers must review their account transactions through TDBC Online or Mobile Banking, TDBC Telephone Banking or TDBC bank machines at least once every 30 days and examine all entries and balances at that time. If there are any errors, omissions or irregularities, customers must notify TDBC in writing within 60 days after the date on which the entry was, or should have been, posted to the account. Banking activity that occurred prior to Online Banking registration will not be available in the Online or Mobile Banking transaction history.