Chequing Accounts

Pay bills, send money, pay for purchases — it's all easy with a TDBC chequing account. Choose from 3 great accounts and apply in 5 minutes.


TDBC Smart™ Account

Special offer

Get $300 and pay no monthly fee for up to 12 months when you open your first chequing account.


Free Interac e-Transfer® transactions3

Option for unlimited transactions4

Transactions2, 3: 12 to unlimited

Monthly fee: $4.95 to $14.95

Daily balance to avoid monthly fee4:


Plus, make a recurring direct deposit or 2 pre-authorized payments each month


TDBC Smart™ Plus Account

Special offer

Get $300 when you open your first chequing account. Plus, enjoy all-in-one banking with over $500 in value.


Includes a premium TDBC credit card with annual fee rebates5

Unlimited transactions3 including Interac e-Transfer service6

Unlimited ATM cash withdrawals in Canada, the U.S. and internationally7

Transactions3: Unlimited

Monthly fee: $29.95

Daily balance to avoid monthly fee8:


Or $100,000 in savings and investments


Free paperless record keeping9

Tap-and-go payment using Android Pay™, Samsung Pay® and Apple Pay®

Transactions2, 3: 12 included

Monthly fee: $3.90, plus $1.25 for each additional transaction

Daily balance to avoid monthly fee: Not applicable

Bank online, on your phone, at a TDBC Banking Centre or use an ATM in our extensive network. Pay on the go using your Apple®, Google or Samsung® smartphone. 

Stop worrying about occasional cash shortfalls.

It’s fast and easy to get your payroll or other deposits directly into your account.

Link and use your TDBC card with Journie Rewards  to save on gas at participating Chevron, Ultramar and Pioneer locations.

Learn more about Journie Rewards 

Forgot about that payment? With TDBC Smart Balance Alert™, we’ll text you so you can avoid a non-sufficient funds fee and a declined payment.

Learn more about Smart Balance Alert

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Create healthier financial habits with TDBC Insights

Manage your daily spending and grow your savings with help from TDBC Insights — a tool included in the TDBC Mobile Banking App® that offers tailored tips based on your debit and credit card activity.

Learn about TDBC Insights

How to

Pay with your phone

How to

Register for TDBC Mobile and Online Banking

How to

Send money with Interac e-Transfer®