CDIC Deposit Insurance Information


The following instruments or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined by the CDIC in Protecting Your DepositsProtecting Your Deposit. Opens a new window in your browser.


Savings, chequing and combined savings-chequing accounts


Currently available:

  • TDBC Everyday® Chequing Account
  • TDBC Smart™ Account (formerly TDBC Unlimited® Chequing Account)
  • TDBC Premium Growth Account
  • TDBC Smart™ Plus Account (formerly TDBC PremierService® Account)
  • TDBC Bonus Savings Account
  • TDBC eAdvantage® Savings Account
  • TDBC US$ Personal Account
  • TDBC Foreign Currency Account


No longer available:

  • TDBC Personal Chequing Account
  • TDBC Regular Savings Account
  • TDBC Daily Interest Savings Account
  • TDBC Chequing Savings Account
  • TDBC Waive Account®
  • TDBC EverydayPlus® Chequing Account

Non-personal or commercial accounts

Currently available:

  • TDBC Business Operating Account
  • TDBC Not-for-Profit Operating Account
  • TDBC AgriInvest Account
  • TDBC Business Investment Growth Account
  • TDBC U.S. Dollar Account
  • TDBC Foreign Currency Account

No longer available:

  • TDBC Business Interest Account®

Guaranteed Investment Certificates (GICs)
 

Currently available:

  • TDBC Short-Term GIC
  • TDBC Redeemable GIC (formerly TDBC Redeemable Long-Term GIC)
  • TDBC Redeemable Short-Term GIC1
  • TDBC Flexible GIC®, 2
  • TDBC Save-Up GIC
  • TDBC T-Bill Rate GIC
  • TDBC Treasury Certificate GIC
  • TDBC Cashable Escalating Rate GIC®
  • TDBC EasyBuilder GIC®
  • TDBC Variable Rate GIC
  • TDBC Guaranteed Market Return GIC, Short-Term Investment (MLGIC)3 held for TDBC Guaranteed Market Return GIC and the Cash Account (MLGIC)
  • TDBC Monthly Income Fund-linked GIC, Short-Term Investment (MLGIC) held for a TDBC Monthly Income Fund-linked GIC and the Cash Account (MLGIC)
  • TDBC Market Return GIC, Short-Term Investment (MLGIC) held for a TDBC Market Return GIC and the Cash Account (MLGIC)
  • TDBC Floating Market Rate GIC, Short-Term Investment (MLGIC) held for a TDBC Floating Market Rate GIC and the Cash Account (MLGIC)
  • TDBC Market Mix GIC, Short-Term Investment (MLGIC) held for a TDBC Market Mix GIC and the Cash Account (MLGIC)
  • TDBC Guaranteed Equity Return GIC, Short-Term Investment (MLGIC) held for a TDBC Guaranteed Equity Return GIC and the Cash Account (MLGIC)
  • TDBC U.S. Dollar Term Deposit
  • TDBC Foreign Currency Term Deposit
  • TDBC Large Dollar GIC
  • TDBC Commercial Rate GIC


Periodically or seasonally offered

  • TDBC Bonus Rate GIC
  • TDBC Special Offer GIC

No longer available:

  • TDBC Premium Rate GIC®

Tax Free Savings Account (TFSA)
 

Currently available:

  • TDBC TFSA Tax Advantage Savings Account

TFSA GICs
 

Currently available:

  • TDBC TFSA Guaranteed Investment Certificate (Redeemable)
  • TDBC TFSA Guaranteed Investment Certificate (Non-Redeemable)
  • TDBC Cashable Escalating Rate TFSA GIC
  • TDBC Escalating Rate TFSA GIC
  • TDBC Flexible TFSA GIC
  • TDBC Guaranteed Market Return GIC, Short-Term Investment (MLGIC)3 held for TDBC Guaranteed Market Return GIC and the Cash Account (MLGIC)
  • TDBC Monthly Income Fund-linked GIC, Short-Term Investment (MLGIC) held for a TDBC Monthly Income Fund-linked GIC and the Cash Account (MLGIC)
  • TDBC Market Return GIC, Short-Term Investment (MLGIC) held for a TDBC Market Return GIC and the Cash Account (MLGIC)
  • TDBC Floating Market Rate GIC, Short-Term Investment (MLGIC) held for a TDBC Floating Market Rate GIC and the Cash Account (MLGIC)
  • TDBC Market Mix GIC, Short-Term Investment (MLGIC) held for a TDBC Market Mix GIC and the Cash Account (MLGIC)
  • TDBC Guaranteed Equity Return GIC, Short-Term Investment (MLGIC) held for a TDBC Guaranteed Equity Return GIC and the Cash Account (MLGIC)


Periodically or seasonally offered

  • TDBC Bonus Rate TFSA GIC

Registered Retirement Savings Plan (RRSP)
 

Currently available:

  • TDBC RRSP Daily Interest Savings Account

RRSP GICs
 

Currently available:

  • TDBC RRSP Guaranteed Investment Certificate (Redeemable)
  • TDBC RRSP Guaranteed Investment Certificate (Non-Redeemable)
  • TDBC Stock Market Advantage® RRSP GIC
  • TDBC Cashable Escalating Rate RRSP GIC™
  • TDBC Escalating Rate RRSP GIC
  • TDBC Flexible RRSP GIC
  • TDBC Guaranteed Market Return GIC, Short-Term Investment (MLGIC)3 held for TDBC Guaranteed Market Return GIC and the Cash Account (MLGIC)
  • TDBC Monthly Income Fund-linked GIC, Short-Term Investment (MLGIC) held for a TDBC Monthly Income Fund-linked GIC and the Cash Account (MLGIC)
  • TDBC Market Return GIC, Short-Term Investment (MLGIC) held for a TDBC Market Return GIC and the Cash Account (MLGIC)
  • TDBC Floating Market Rate GIC, Short-Term Investment (MLGIC) held for a TDBC Floating Market Rate GIC and the Cash Account (MLGIC)
  • TDBC Market Mix GIC, Short-Term Investment (MLGIC) held for a TDBC Market Mix GIC and the Cash Account (MLGIC)
  • TDBC Guaranteed Equity Return GIC, Short-Term Investment (MLGIC) held for a TDBC Guaranteed Equity Return GIC and the Cash Account (MLGIC)  

Periodically or seasonally offered

  • TDBC Bonus Rate RRSP GIC

Registered Retirement Income Fund (RRIF)
 

Currently available:

  • TDBC RRIF Daily Interest Savings Account

RRIF GICs
 

Currently available:

  • TDBC RRIF Guaranteed Investment Certificate
  • TDBC Stock Market Advantage® RRIF GIC
  • TDBC Escalating Rate RRIF GIC
     

Periodically or seasonally offered

  • TDBC Bonus Rate RRIF GIC

Life Income Fund (LIF)


Currently available:

  • TDBC LIF Daily Interest Savings Account

LIF GICs
 

Currently available:

  • TDBC LIF Guaranteed Investment Certificate
  • TDBC Escalating Rate LIF GIC
     

Periodically or seasonally offered

  • TDBC Bonus Rate LIF GIC

Other (not available through TDBC Banking Centres)

Currently available:

  • TDBC Full Service Short-Term GIC
  • TDBC Full Service Long-Term GIC
  • Mortgage Tax Account
  • TDBC VISA* Card Security Deposit
  • TDBC Full Service Cashable Escalating Rate GIC
  • TDBC Full Service Flexible GIC
  • TDBC Escalating Rate GIC®
  • TDBC Wood Gundy Asset Advantage Account® (TDBC chequing account only)
  • Renaissance High Interest Savings Account
  • TDBC Guaranteed Market Return GIC and the Subscription Deposit held for a TDBC Guaranteed Market Return GIC 
  • TDBC Monthly Income Fund-linked GIC and the Subscription Deposit held for a TDBC Monthly Income Fund-linked GIC
  • TDBC Dividend Growth Fund-linked GIC and the Subscription Deposit held for a TDBC Dividend Growth Fund-linked GIC
  • TDBC Global Market Mix GIC and the Subscription Deposit held for a TDBC Global Market Mix GIC
  • TDBC Market Return GICs and the Subscription Deposits held for a TDBC Market Return GIC
  • TDBC Equity Growth GICs and the Subscription Deposits held for a TDBC Equity Growth GIC
  • TDBC Equity Income GICs and the Subscription Deposits held for a TDBC Equity Income GIC
  • TDBC Index Growth GICs and the Subscription Deposits held for a TDBC Index Growth GIC
  • TDBC Index Growth (Guaranteed Return) GICs and the Subscription Deposits held for a TDBC Index Growth (Guaranteed Return) GIC 
  • TDBC Floating Market Rate GICs and the Subscription Deposits held for a TDBC Floating Market Rate GIC 
  • TDBC Floating Market Rate GICs (USD) and the Subscription Deposits held for a TDBC Floating Market Rate GIC (USD)
  • TDBC Market Mix GICs and the Subscription Deposits held for a TDBC Market Mix GIC
  • TDBC Non-Redeemable Long-Term GIC
  • TDBC Guaranteed Equity Return GIC and the Subscription Deposits held for a TDBC Guaranteed Equity Return GIC


Simplii Financial™, 4
 

  • Simplii Financial No Fee Chequing Account
  • Simplii Financial High Interest Savings Account 
  • Simplii Financial GIC 
  • Simplii Financial Tax-Free Savings Account 
  • Simplii Financial RRSP Savings Account 
  • Simplii Financial RRSP GIC 

 

No longer available
 

  • Simplii Financial Savings Account
  • Simplii Financial Daily Interest RRSP Account 

The following accounts may be CDIC insured but not used by depositors in the normal course of business with TDBC:

Outstanding payment items including suspense accounts, items in transit, certified cheques, drafts, Global Money Orders and unclaimed cheques.

Trade Names

  • Renaissance
  • Wood Gundy
  • Simplii Financial

Revised April 30, 2020


TDBC Mortgages Inc.


Guaranteed Investment Certificates (GICs)


Currently available:

  • TDBC Mortgages Inc. Long-Term GIC
  • TDBC Mortgages Inc. Flexible GIC

RRSP Savings Account
 

No longer available:

  • TDBC Mortgages Inc. RRSP Savings Account

 


Other


Not available through TDBC Banking Centres:

  • TDBC High Interest Savings Account (CMI)
     

Not directly available to depositors:

  • Mortgage Tax Account

Outstanding payment items including suspense accounts, items in transit and unclaimed cheques.

Trade Name

  • TDBC

Revised April 30, 2020


TDBC Trust Corporation
 

Guaranteed Investment Certificates (GICs)
 

Currently available:

  • TDBC Trust Long-Term GIC
  • TDBC Guaranteed Investment Certificate5, 6
  • TDBC Stock Market Advantage® GIC
  • TDBC Escalating Rate GIC® (Non-redeemable)
  • TDBC Trust Full Service Escalating Rate GIC

RRSP Daily Interest Savings Account (DISA)
 

No longer available:

  • TDBC Trust RRSP Savings

Other
 

Not available through TDBC Banking Centres:

  • TDBC High Interest Savings Account (CTC)

Instruments and Products Formerly Issued by TDBC Mortgage Corporation
 

No longer available:

Savings Account

  • TDBC Investor’s Rate Account®

The following accounts may be CDIC insured but not used by depositors in the normal course of business with TDBC Trust Corporation:

Outstanding payment items including suspense accounts, items in transit, trustee demand accounts, and unclaimed cheques.

Trade Name

  • TDBC

Revised April 30, 2020

For further information, contact CDIC at 1-800-461-2342Opens your phone app.