Feb 25: The Government of Canada has provided an update on the Black Entrepreneurship Loan Fund. Learn more about the Black Entrepreneurship Loan Fund update. Opens in a new window.

Black Entrepreneurship Loan Fund

Supporting our partners

futurpreneur logo.

Fund your next big business idea

In partnership with TDBC, Futurpreneur provides young business starters with financing, mentorship and resources to help turn dreams and gigs into thriving businesses.

Connect with Futurpreneur Opens in a new window.

Black Owned Toronto logo.

Black Owned Toronto

We're proud to partner with Black Owned TO, a showcase of products and services offered by business owners from the Black community in Toronto. Shop today and support local communities.

Shop on Black Owned TO Opens in a new window.

BlackNorth Initiative logo.

The BlackNorth Initiative

Founded by Wes Hall and co-chaired by TDBC President and CEO, Victor G. Dodig, The BlackNorth Initiative is on a mission to end anti-Black systemic racism by utilizing a business-first mindset.

Learn more about The BlackNorth Initiative Opens in a new window.

Backing our words with actions

New commitments include the doubling of funding for education and resource programs for the Black community to $2 million annually, and the launch of a new banking program designed for Black-owned businesses.

Learn more about how TDBC is investing in Black leaders, changemakers and entrepreneurs. Opens in a new window.

In support of amplifying voices from the Black community, the TDBC President and CEO, Victor G. Dodig, provided his platform to TDBC team member, Jordan Nyinabangi, to share his perspective during Black History Month.

Learn more about how TDBC is amplifying voices from the Black community. Opens in a new window.

Success stories and advice


It’s not personal, it’s business: Why you should keep both accounts separate

When you’re a business owner, cash flow planning starts with having a separate business account that isolates your receivables and payables.

Learn more about why you should keep business and personal accounts separate.

Success stories

Neale’s Sweet n’ Nice Ice Cream

More than 2,000 km away from the Trinidadian shop, Andrew and Rosemarie met someone who fondly remembered eating Neal’s Sweet N’ Nice Ice Cream as a child.

Learn more about Neale's Sweet n' Nice Ice Cream.


Seven expert tips on financing a startup from scratch

Rachael-Lea Rickards of Real Talk Candles tells entrepreneurs that it’s important to get help and mentorship. This is the key to success.

Learn more about financing a startup from scratch.

Biz Hub

Explore more success stories and expert business advice.

Start your banking relationship with us today

Black Entrepreneurship Loan Fund

Get business loans of up to $250,000. 

TDBC and the Federation of African Canadian Economics (F.A.C.E.) Opens in a new window. will be partnering to provide loans of up to $250,000 to business owners and entrepreneurs from the Black community.

Applications for the Black Entrepreneurship Loan Fund are scheduled to begin in May 2021. Sign up for email updates and we’ll notify you when this program becomes available.

TDBC Everyday Business Operating Account®

Keep your business finances organized with our cost-effective account. Plus, save on fees when you bank electronically.

Monthly fee1

$20 for self-service2 access
$25 for full-service3, 4 access

Pay no monthly fee when you have a minimum daily balance of $15,000.5

Transactions included6

(Includes Interac e-Transfer® transactions7)

Cash offer

Earn $300 cash when you incorporate your business and open your TDBC Business Account.

TDBC Aventura® Visa* Card for Business

Keep your business and personal expenses separate and build your business credit history.

$120 annual fee

Exclusive offer

First 2 years' annual fee rebated8

Interest rate

Get an interest rate as low as 12.99% on purchases and 14.50% on cash when you add $60 to your annual fee.9
RDS%rate[2].VBAVB.Published(null,null,6,null)(#R#)%  for purchases18 and
 RDS%rate[2].VBAVB.Published(null,null,3,null)(#R#)%  for cash18.

These special offers are available by phone. Request a call to apply for these accounts. Opens in a new window.

TDBC Personal Line of Credit

Get flexible access to the funds you need for big ticket purchases or to consolidate higher interest debt.

Exclusive offer

0.50% off TDBC's approved rate10

Credit that is always available and easy to access with no security required

Lending range is $5,000 and up

You can pay off the amount you borrow in full or in part at any time.

Access funds fast with a quick and easy approval process.

TDBC Smart Plus™ Account

Simplify your banking with one full-service account.

Exclusive offer

No monthly fee for 24 months11

Unlimited transactions including unlimited Interac e-Transfer transactions12

A premium TDBC credit card with an annual fee rebate13

Unlimited ATM withdrawals in Canada, the U.S. and internationally14

TDBC Overdraft Protection15

After the 24 month offer ends:
The monthly fee is $29.95
Want to keep paying no monthly fee? Maintain a minimum balance of $6,000 in your account or $100,000 in eligible savings and investments during the month.16

TDBC Dividend Visa* Infinite Card

Start earning up to 4% cash back on your everyday purchases.17

Welcome offer

Get 10% cash back

For the first 4 statements on total purchases of up to $2,000.

$120 annual fee

Bundle and save

Receive an ongoing annual fee rebate with your TDBC Smart Plus Account13
Receive an annual fee rebate for the first two years8

Interest rate
RDS%rate[2].VWDIV.Published(null,null,6,null)(#R#)% for purchases18
RDS%rate[2].VWDIV.Published(null,null,3,null)(#R#)% for cash18, 19
(21.99% for Quebec residents effective the first day of the 2021 April statement period)

These special offers are available by phone. Request a call to apply for these accounts. Opens in a new window.

Contact us